Privacy Policy
Last Updated: July 2026
Iron Oak Home Loans ("we," "us," or "our"), respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
1. Information We Collect
We may collect information about you in a variety of ways, including:
- Personal Data: Name, email address, phone number, mailing address, and other contact information you provide when requesting services or information.
- Professional Background: Details about your loan origination experience, production, licensing, and career interests that you provide when you apply.
- Usage Data: Information about how you access and use our website, including IP address, browser type, pages visited, and time spent on pages.
2. How We Use Your Information
We use the information we collect to:
- Evaluate your interest in loan origination opportunities and respond to your inquiries
- Send recruiting updates, opportunity information, and application follow-ups (with your consent)
- Improve our website and services
- Comply with legal obligations
3. Sharing Your Information
We may share your information with:
- Iron Oak Home Loans and affiliated mortgage professionals as necessary to provide services
- Service providers who assist in our operations (e.g., website hosting, email services)
- Legal authorities when required by law
4. SMS/Text Messaging Privacy
Our website provides two separate opt-in checkboxes for SMS/text messaging:
- Marketing SMS: Recruiting updates, career opportunities, and follow-up messages about joining Iron Oak Home Loans as a loan origination professional. You opt in by checking the Marketing SMS checkbox on our form.
- Transactional SMS: Account notifications, two-factor authentication (2FA), and appointment reminders. You opt in by checking the Transactional SMS checkbox on our form.
- Mobile information will not be shared with third parties/affiliates for marketing or promotional purposes
- All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties
- You may opt out of either or both message types at any time by replying STOP to any message
- Message and data rates may apply
5. Your Rights and Choices
You have the right to:
- Access, correct, or delete your personal information
- Opt out of marketing communications at any time
- Opt out of SMS messages by replying STOP
- Request information about how your data is used
6. Data Security
We implement reasonable security measures to protect your personal information. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.
7. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies.
8. Children's Privacy
Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children.
9. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date.
10. Governing Law
This Privacy Policy shall be governed by and construed in accordance with the laws of the State of California.
11. Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact us:
Iron Oak Home Loans
Phone: +19258032460
Email: [email protected]
Pleasanton, CA